Privacy Statement
Privacy Policy Overview
This Privacy Policy covers the treatment of personal
information that is recorded when you register for Debt
Consolidation. No other information is collected from
visitors to our web site.
Our privacy policy does not apply to the practices
of other companies advertised, or otherwise listed,
on the DebtConsolidationBadCredit.com web site, nor
does it extend to people that DebtConsolidationBadCredit.com
does not employ or manage.
Information Collection and Use
E-comm Services Group is committed to assuring the
privacy of individuals and/or families who have contacted
us for assistance. We assure you that all information
shared both orally and in writing will be managed within
legal and ethical considerations. Your “personal
financial information”, such as your total debt
information, income, living expenses and personal information
concerning your financial circumstances, will be provided
to creditors and possibly others with your specific
authorization. We may also use aggregated case file
information for the purpose of evaluating our services,
gathering valuable research information and designing
future programs. Your anonymity will be maintained through
the use of your client number or by using aggregate
data in all circumstances.
In all other situations, your information may be released
to appropriate individuals or agencies only upon yuor
written request or when our staff has been served by
a valid subpoena.
The following PRIVACY PRACTICES detail circumstances
under which we will release your information to a third
party:
1. We do not disclose any nonpublic personal information
about our customers or former customers to anyone, except
as permitted by law.
2. We may compile data and aggregate information that
you give to us, but this information may not be disclosed
in a manner that would personally identify you in any
way.
3. We may disclose some or all of the information that
we collect, as described below, to creditors or third
parties that you have authorized who need this information
in order for us to assist you after a counseling session.
4. We may disclose all of the information that we collect,
as described below, to creditors and related financial
institutions who need this information in order to put
you on a debt management program.
5. We restrict access to nonpublic personal information
about you to those employees who need to know that information
to provide services to you. We maintain physical, electronic
and procedural safeguards that comply with federal regulations
to guard your nonpublic personal information.
6. We collect nonpublic information about you from
the following sources:
- Information we receive from you on our applications
or other forms you provide.
- Information about your transactions with us, your
creditors, or others.
- Information we receive from a credit reporting agency.
7. We may disclose the following kinds of nonpublic
information about you:
- Information we receive from you on applications
or other forms such as your name, address, social
security number, assets, and income.
- Information about your transactions with us, your
creditors, or others, such as your account balance,
payment history, parties to transactions and credit
card usage.
- Information we receive from a credit report agency,
such as your credit history.
Cookies
At this time, Cookies are not used on the DebtConsolidationBadCredit
site.
Changes to this Privacy Policy
DebtConsolidationBadCredit may amend this policy from
time to time. If significant changes are made in the
way your personal information is used, we will post
a prominent announcement on our site notifying you of
the change.
Questions or suggestions: Feedback
|
